Is Your Professional Window Cleaning Service Insured? Here’s How To Know
Have you noticed that your windows are looking more than a little streaky lately?
Do you just feel like you're ready to get a jumpstart on spring cleaning?
If so, then it sounds like you're probably in the market for a professional window cleaning service.
It might surprise you how many homeowners never think twice about asking window cleaners and other contractors whether or not they're licensed and insured.
How can you tell for sure, and why does it matter in the first place?
Read on to find out.
Why Hiring A Professional Window Cleaning Service With Insurance Matters
Before we get into the specifics of figuring out whether or not the professional window cleaning company you're considering working with is actually insured, let's first discuss why insurance is so important.
There are countless horror stories out there about homeowners who have worked with unlicensed and uninsured contractors.
Usually, they all have a somewhat similar ending: something goes wrong, someone gets injured, or the contractor left something incomplete. And of course, it's always the homeowner who ends up -- quite literally -- paying the price.
We can pretty much guarantee that no home repair or window washing treatment will be worth thousands of dollars in court fees, payouts, or mental stress and anxiety.
Keep in mind that if you're not working with an insured contractor or company, you could very well be held financially responsible for any medical bills and even lost income by a worker who gets injured while cleaning your windows.
You'll Also End Up Paying For Property Damage
But it's not just the potentially sky-high cost of medical bills that you need to worry about.
You should also take into consideration that you'll be liable for paying for any damage to your property done by the contractor/cleaning company.
A worker slips and ends up cracking the glass of your window pane? You'll be paying for that. Someone uses the wrong cleaning agent, causing your pane to spot and turn a brownish shade? That cost falls to you as well.
It's just not worth working with someone who isn't insured.
However, just because a professional window cleaning company claims to have insurance, doesn't mean they're always telling the truth. Now, let's talk about how to be sure that the company you want to work with actually is insured.
How To Tell If A Business Is Insured
The easiest way to tell if a business is actually insured?
If their prices are too good to be true, that's a major red flag. However, it's only the first step in figuring out whether or not they can actually give you proof of insurance.
First of all, be aware that window cleaning companies need to have two forms of insurance: both general liability and worker's compensation insurance.
General liability insurance protects both your property and your family members in the event of an accident. If someone puts their foot through the window, the cleaning company will pay for it.
If a careless worker leaves out a ladder that falls on your leg when you're walking through your yard, you won't have to pay for your medicals bills. Worker's compensation, as the name suggests, prevents you from having to pay for a worker's medical bills.
To be sure the company is insured?
You need to get documentation from the insurance company itself.
This means you'll need to contact the company directly to ask about the specific kind of insurance policy the contractor you're considering working with has.
While you can also ask for a copy of insurance, keep in mind that in some states, your contractor is not legally allowed to give you a copy or show you the documentation.
Also Ask About Training And Bonding
So, thanks to this post, you're now fully aware that, yes, the professional window cleaning company you want to work with actually is insured. You're ready to go ahead and accept the quote they offered you, right?
You might also want to ask whether or not the company is bonded. If so, you'll be protected in the event of bad or incomplete work.
If a company isn't bonded, however, it's not a deal breaker. Just be sure that they offer some sort of guarantee that they'll come back and fix the job at no additional cost to you.
Finally, be sure you're aware of how a company has trained their employees.
Do they require certification? For how many hours have they studied/trained (for example, our workers have logged over 100 hours of training.) Do they conduct background checks on the people they hire?
Knowing the answer to all of these questions ahead of time will help you to sleep much easier and feel confident in your hiring decision.
Ready To Work With A Top Professional Window Cleaning Service?
Ready to take your windows from streaky and filthy to shiny and clear?
If so, then it's time to get in touch with our expert professionals. Not only are we fully licensed and insured, but we also offer a complimentary re-cleaning if you're not happy with our services -- as well as a rain guarantee.
We've even created our own streak-free cleaning solution to ensure you and your window panes get the best possible sparkle.
But why stop with just your windows? We also offer gutter cleaning, pressure washing, and more to all kinds of customers in and around the Carolinas.
You don't have to take our word for it when we tell you that people love what we do and the level of service we provide.
Instead, read through our glowing online testimonials, and then get in touch with us to get a quote.